Test a proposed company or LLP name against the MCA's published naming rules before you spend ₹1,000 on an application that gets refused.
A name application costs ₹1,000, allows two proposed names, and is not refunded if both are refused. Roughly a third of first applications come back rejected, and almost all of those fail for reasons that were entirely predictable. Here is what the Registrar looks for.
This is the biggest single cause of rejection, and the rule is far broader than people expect. Rule 8A tells the Registrar to ignore all of the following when comparing two names:
So "Sun Power Solutions Private Limited", "SUNPOWER SOLUTION PVT LTD" and "The Sun and Power Solution Company Limited" are all one name as far as the MCA is concerned. If any of them exists, none of the others can be registered.
A name that resembles a registered trademark is refused even if no company holds it — and if you somehow get it through, the trademark owner can apply to the Central Government to have your company renamed within three years. Search the IP India database as well as the MCA register.
Rule 8B lists words that cannot be used without prior approval, because they imply a connection with government or a statutory body. Among them: Board, Commission, Authority, Undertaking, National, Union, Central, Federal, Republic, President, Municipal, Panchayat, Statutory, Court and Bureau. The approval route exists but is slow and rarely granted to an ordinary business.
Some words may only be used by entities licensed to carry on that activity, and require a no-objection certificate from the regulator:
| Word | Requires clearance from |
|---|---|
| Bank | Reserve Bank of India |
| Banking | Reserve Bank of India |
| Nidhi | Ministry of Corporate Affairs (Nidhi rules) |
| Chit fund | the State Registrar of Chits |
| Insurance | IRDAI |
| Assurance | IRDAI |
| Mutual fund | SEBI |
| Stock exchange | SEBI |
| Venture capital | SEBI |
| Asset management | SEBI |
| Chartered accountant | ICAI |
| Company secretary | ICSI |
| Cost accountant | ICMAI |
Getting an NOC is a separate application with its own timeline, usually several weeks. If your business genuinely needs one of these words, start that process before the incorporation, not alongside it.
Section 4(2) bars any name suggesting connection with, or patronage of, the Central or a State Government. "Bharat", "Sarkar", "Ministry" and similar constructions are refused unless the connection is real and documented.
A name must be distinctive. "Enterprises Private Limited", "Trading Company Limited" and "Services Solutions Private Limited" are all refused, because nothing in them identifies your business specifically. You need at least one coined, invented or distinctive word — usually at the front.
A name cannot be offensive to any section of the public. It also cannot imply an activity the company is not going to carry on: if your objects clause says software development, you will not be given a name containing "Pharmaceuticals".
An approved name is reserved for 20 days for a new company, within which the SPICe+ incorporation documents must be filed. For an existing company changing its name, the reservation runs 60 days. Miss the window and the name is released and the fee is lost.
In practice, name approval and incorporation are filed together through SPICe+ — Part A reserves the name, Part B incorporates — which is faster and avoids the 20-day risk entirely.
Plenty of sites will show you a green tick and the words "name available". They are guessing, usually from a stale scrape of the register. Acting on that guess costs a rejected application, a non-refundable fee, and two to three weeks.
The register changes continuously. Names are reserved, approved and lapsed every working day, and a name reserved by someone else an hour ago will block yours while showing as free in any cached copy. The only authoritative check is the live MCA search, linked above — and even that shows only what exists today, not whether the Registrar will exercise discretion in your favour tomorrow.
What we can do is make sure that when you apply, you are not failing for a reason anyone could have seen coming. Send us your shortlist on WhatsApp and we will check each one properly against the live register before you pay a rupee to the MCA.