The right ITR form, the right regime, and every deduction you are actually entitled to — filed before the deadline, not on it.
We reply within 15 minutes during Mon–Sat, 10am–7pm.
Anyone with income above the basic exemption limit, plus anyone wanting to claim a refund, carry forward a loss, or apply for a loan or visa that requires filed returns.
| Tax audit — business | Turnover above ₹1 crore (₹10 crore if cash receipts and payments are each under 5%) |
|---|---|
| Tax audit — profession | Gross receipts above ₹50 lakh |
| Presumptive scheme 44AD | Business turnover up to ₹2 crore (₹3 crore with under 5% cash) |
| Presumptive scheme 44ADA | Professional receipts up to ₹50 lakh (₹75 lakh with under 5% cash) |
We run your numbers under both the old and new regimes before choosing. The new regime is not automatically better — it depends entirely on your deduction profile. Try the comparison yourself with our calculator.
Your declared income is matched against what the department already knows. Mismatches here are the most common trigger for a notice.
ITR-1 through ITR-7 — the wrong form makes the return defective under Section 139(9), and a defective return is treated as never filed.
Every claim substantiated, because the department now cross-checks most of them automatically.
Filed and verified within 30 days. An unverified return is not a filed return.
31 July for individuals not subject to audit; 31 October where audit applies; 30 November for transfer pricing cases. Belated returns until 31 December with a late fee.
Refunds typically arrive within four to eight weeks of e-verification. Keep supporting documents for at least six years — reassessment can reach back that far.
It depends on your deductions. Roughly: if your total deductions under the old regime exceed about ₹4 lakh, the old regime usually still wins. Below that, the new regime's lower rates typically come out ahead. Our calculator runs both against your actual numbers rather than a rule of thumb.
File a belated return by 31 December with a late fee under Section 234F — ₹1,000 if income is under ₹5 lakh, ₹5,000 above. More costly than the fee: you lose the right to carry forward business and capital losses.
The Annual Information Statement is the department's own record of your financial transactions — interest, dividends, property deals, large cash deposits, mutual fund transactions. If your return contradicts it, expect a notice. Reconciling against AIS before filing prevents most of them.